Loan Schemes
* Different Loan Schemes Of Patpedhi * |
Loan Type And limitations
|
Rate of Interest (% p.a) And Return period
|
Personal Loan (Rs 1 lakh) |
15% (Limits upto Rs. 100000/-, LIC Policy and Bank ECS Compulsory) (48/60 Months) |
Home Loan - EMI (Rs 70 lakh) |
11 % (180 Months) |
Vehicle Loan (Rs 30 lakh) |
New Vehicle:13% (60 Months) Old Vehicle:13% (36/48 Months) |
Machinery Loan (Rs 30 lakh) |
New Machinery:13%(84 Months) Old Machinery:13% (60 Months) |
Mortgage Loan |
Upto 50 Lakh:13.50% |
Overdraft Against Property (Cash Credit) |
13.50% |
Daily Deposit Mortgage Loan |
* Deposit Intrest + Comission + 2% |
Deposit Mortgage Loan |
More than 2% Deposit Intrest |
ODF DR Loan |
More than 2% Deposit Intrest |
Features of Credit Society
- Skilled and experienced board of director
- 29 years of consistent services
- Attractive deposits schemes
- Quick loan schemes
- Trained and capable workforce
- Loans against owned fund
- "A" class since establishment
- All computerized and air-conditioned branches with administrative offices
- Expert and motivational leadership
- Controlled debt repayment
- Planned and transparent functioning
- 9 well-equipped branch offices with owner's administrative office
- Core Banking Facility